"Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Repayments Nexus is looking for a Software Engineer to join our Repayments International team to help build the tools and systems to allow our customers to repay their loans in the most convenient way possible. The Repayments Nexus is a group entirely based in Europe, owning the end-to-end repayments consumer experience, from the "Manage" tab in our Affirm mobile app to Collections and Recoveries.

We are looking for a highly motivated Software Engineer to build the solutions that will allow us to efficiently grow the Repayments area internationally. You will partner closely with our Product and Analytics teams to design and implement robust repayments and collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.

What You'll Do

• With the support of your team's tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work. 
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs. 
• You will support the operations and availability of your team's artifacts by creating and monitoring metrics, escalating when needed, and supporting "keep the lights on" & on-call efforts. 
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process. 
  
  

What We Look For

• You have a total of 1.5+ years of experience as a software engineer.
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes. 

• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code. 
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews. 
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders. 
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team. 

Compensation & Benefits

Base Pay Grade - L

Equity Grade - Spain 3

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. 

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year: €71,000  -  €101,000    

Additional benefits include:

• Flexible Spending Wallets for tech, food and lifestyle
• Away Days - wellness days to take off work and recharge
• Learning & Development programs
• Parental benefit
• Employee Resource & Community Groups

Location - Remote Spain

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

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