About the Opportunity

We are looking for a Treasury Operations Associate to serve as a senior subject matter expert within our Treasury Back Office function. This is a high-impact role at the intersection of Capital Markets, Operational Risk, and Regulatory Compliance, responsible for driving the integrity of our post trade environment and shaping the operational framework for N26. The Associate will take ownership of critical processes, lead cross-functional workstreams and act as a key escalation point for both internal and external stakeholders.

In this role, you will

• Act as an SME providing control and oversight for Post Trade Execution integrity, specifically focusing on:

  • Monitoring the quality and adherence of Trade Settlement and Execution processes.

  • Enforcing Trade Controls and internal policy adherence across the function.

• Upon request, act as contact and subject matter expert for communication with external providers and internal stakeholders.

• Identifying opportunities for process standardization and automation to scale the Treasury Back Office function efficiently.

• Participate in initiatives and projects related to settlement / securities lending, preparing the team for new product launches.

• Actively support internal and external audit requirements pertaining to Treasury Operations by timely preparation and submission of necessary documentation, ensuring effective evidence of operational controls and compliance.

• Provide critical analytical input and process context to the Reporting team to ensure the accuracy and timely submission of all mandated regulatory and management reports.

• Mentor and upskill junior team members through structured knowledge sharing on the trade lifecycle, operational controls, regulatory requirements, and systems usage, supporting the development of a resilient and scalable Treasury Operations function.

What you need to be successful

• 5+ years of experience in Treasury, Securities Back Office, or Capital Markets Operations, with a proven track record of progressive responsibility and ownership in a regulated financial institution or Fintech environment.

• Good knowledge of the full trade lifecycle, from execution through settlement and post trade reconciliation including regulatory frameworks governing these processes (e.g., MaRisk BTO 2.2, MiFIR).

• Demonstrated expertise in regulatory reporting with the ability to design, review, and improve reporting controls and documentation standards.

• Proven experience maintaining data quality frameworks, managing master data, and resolving complex interface issues across systems.

• Exceptional stakeholder management capability and comfortable communicating as the operational voice across various internal functions (Compliance, Technology, Front Office, Finance) as well as external partners (Regulators, Banks, Custodians, Auditors).

• Demonstrated ability to lead process improvement initiatives, translating operational insight into scalable solutions.

• Experience with systems such as ServiceNow, Bloomberg, or similar trade and settlement platforms is a strong advantage.

• Relevant professional qualifications, such CISI - International Operations Certificate (IOC) or ICMA - Operations Certificate Programme (OCP) or something similar are a plus.

• Professional-level fluency in English (written and verbal) is required to collaborate with our diverse, global teams. Fluency in German is a strong plus, particularly for navigating local regulatory landscapes and BaFin-related documentation.

What's in it for you:

Accelerate your career growth by joining one of Europe's most talked about disruptors 🚀.

Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.

As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.

Vacation days vary depending on your location of work. Additional day of annual leave for each year of service. A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.

A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today's digital world. Technology and design empower everything we do and it's how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paolo.

Sound good?

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.