CIB Trade & Working Capital Solutions AssociateCountry: Spain

IT STARTS HERE

Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible.

This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.

THE DIFFERENCE YOU MAKE

Santander CIB Trade & Working Capital solutions is looking for an Associate based out of Madrid.

This role combines strategic project execution with deep exposure to trade finance products and processes. The successful candidate will support and drive high-impact initiatives aimed at enhancing client experience, improving operational efficiency, strengthening risk frameworks, and supporting business growth across the Trade Finance platform.

This is an excellent opportunity for a professional with experience in strategic project delivery within large organizations and exposure to trade finance products and operations.

In this role, you will support the design, execution, and scaling of strategic initiatives within GTB's Trade & Working Capital Solutions platform. You will collaborate cross-functionally with Product, Structuring, Risk, Legal, Operations, and Technology to deliver partnership-led solutions that enable corporate clients to optimize their working capital. In addition, you will actively contribute to the structuring and execution of trade and working capital transactions, supporting deal analysis, documentation, internal approvals, and end-to-end implementation.

We're shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:

• Support end-to-end delivery of strategic initiatives across Trade & Working Capital Solutions (receivables, supply chain finance, inventory solutions and documentary trade / guarantees).
• Contribute to the strategic oversight of partnerships with leading private equity firms, among other relevant stakeholders, in the Trade Finance space.
• Deliver high-impact financial analysis and insights (profitability, capital, liquidity and risk metrics) to inform capital allocation, prioritization and senior strategic decision-making.
• Coordinate cross-functional workstreams with internal stakeholders (Coverage, Product, Risk, Legal, Compliance, Finance, Treasury, Operations and Technology) and external partners, including private equity and asset management funds, to ensure robust governance, clear accountability, and operational readiness.
• Participate in the structuring and execution of trade finance transactions
• Identify and implement process improvements (templates, playbooks, data capture and automation opportunities) to enhance scalability, transparency and client experience.
• Prepare executive-ready materials (teasers, term sheets, presentations) and coordinate due diligence and internal approval processes with high quality and timely execution.

WHAT YOU'LL BRING

Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We're enabling teams to go beyond by valuing who they are and empowering what they bring.

The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Professional Experience

• 3+ years of experience in corporate and investment banking, structured finance, trade finance, working capital solutions, transaction services, strategy consulting or financial advisory (Required).
• Experience supporting the execution of strategic projects in the Banking industry, including credit analysis, due diligence and internal approvals (Preferred).
• Demonstrated experience in structuring and executing Letters of Credit solutions for corporate clients, including assessment of underlying trade flows, risk allocation, pricing considerations, and coordination of internal stakeholders through closing, would be considered a plus (Preferred).
• Background in management consulting, especially in projects related to banking, corporate finance, or transformation initiatives, would be advantageous (Preferred).

Education

• Bachelor's degree in Finance, Economics, Business Administration, Business Analytics, Engineering or a related field (Required).
• Master's degree (MSc/MBA) and/or professional qualification (e.g., CFA) (Preferred).

Languages

• Fluent English (C1/C2) (Required)
• Spanish and/or other languages (Preferred).

Hard Skills

• Advanced financial analysis and modelling (Excel) and ability to translate business drivers into commercial and capital/risk impacts (Required).
• Understanding of working capital/trade products, particularly letters of credit, and familiarity with transaction documentation and operational set-up (Preferred).

Soft Skills

• Structured problem-solving, strong ownership and high attention to detail, with a critical-thinking mindset to challenge assumptions and improve outcomes.
• Effective stakeholder management and communication across senior internal and external counterparties, with the ability to influence, align priorities and drive decisions.
• Ability to prioritize and deliver under tight timelines in a deal-driven environment, combining execution discipline with proactive idea generation and a continuous-improvement mindset.

WE VALUE YOUR IMPACT

Your contribution matters, and it's recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.

• We're enable our teams to go beyond through global opportunities and broad career paths.
• Flexibility that works. Enjoy a hybrid working models-some days remote, some days onsite with your team-along with flexible hours.
• Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)
• Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
• Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
• Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.
• We know family is everything. That's why we offer childcare support and family-friendly programmes tailored to each life stage.
• Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.
• Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that's only the beginning-we'll tell you more when you join!

We're here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.

LOCAL COMPLIANCE

Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.

WHAT TO DO NEXT

If this sounds like a role you are interested in, then please apply.

READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?

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